Call reports 2003
COMMUNITY BANK, INDIANOLA, MISSISSIPPI — 2003
What COMMUNITY BANK, INDIANOLA, MISSISSIPPI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 90,358,000 | 89,658,000 | 90,187,000 | 89,133,000 |
| Total loans | 62,332,000 | 67,105,000 | 64,042,000 | 63,579,000 |
| Allowance for loan losses | 806,000 | 820,000 | 839,000 | 811,000 |
| Securities available for sale | 15,999,000 | 14,407,000 | 13,392,000 | 13,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,677,000 | 79,673,000 | 80,065,000 | 79,136,000 |
| Interest-bearing deposits | 73,034,000 | 72,371,000 | 71,375,000 | 72,198,000 |
| Noninterest-bearing deposits | 7,643,000 | 7,302,000 | 8,691,000 | 6,938,000 |
| Equity capital | 7,696,000 | 7,969,000 | 8,096,000 | 8,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,421,000 | 3,644,000 | 4,779,000 |
| Interest expense | 370,000 | 712,000 | 1,002,000 | 1,253,000 |
| Net interest income | 837,000 | 1,709,000 | 2,642,000 | 3,526,000 |
| Noninterest income | 104,000 | 227,000 | 355,000 | 469,000 |
| Noninterest expense | 631,000 | 1,276,000 | 1,911,000 | 2,466,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 68,000 |
| Pretax income | 287,000 | 615,000 | 1,018,000 | 1,461,000 |
| Income tax | 104,000 | 217,000 | 354,000 | 510,000 |
| Net income | 183,000 | 398,000 | 664,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,275,000 | 7,490,000 | 7,756,000 | 8,043,000 |
| Total capital | 8,075,000 | 8,310,000 | 8,563,000 | 8,854,000 |
| Risk-weighted assets | 64,015,000 | 66,254,000 | 64,537,000 | 65,458,000 |