Call reports 2002
COMMUNITY BANK, INDIANOLA, MISSISSIPPI — 2002
What COMMUNITY BANK, INDIANOLA, MISSISSIPPI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,474,000 | 91,112,000 | 93,293,000 | 88,044,000 |
| Total loans | 55,769,000 | 59,921,000 | 66,843,000 | 63,560,000 |
| Allowance for loan losses | 983,000 | 1,003,000 | 804,000 | 793,000 |
| Securities available for sale | 17,775,000 | 18,858,000 | 16,813,000 | 16,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,219,000 | 82,002,000 | 84,332,000 | 78,776,000 |
| Interest-bearing deposits | 74,878,000 | 75,608,000 | 74,185,000 | 71,627,000 |
| Noninterest-bearing deposits | 10,340,000 | 6,394,000 | 10,147,000 | 7,149,000 |
| Equity capital | 6,454,000 | 6,891,000 | 7,218,000 | 7,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,619,000 | 3,936,000 | 5,214,000 |
| Interest expense | 534,000 | 1,000,000 | 1,443,000 | 1,854,000 |
| Net interest income | 788,000 | 1,619,000 | 2,493,000 | 3,360,000 |
| Noninterest income | 135,000 | 264,000 | 407,000 | 525,000 |
| Noninterest expense | 628,000 | 1,258,000 | 2,069,000 | 2,602,000 |
| Provision for loan losses | 80,000 | 103,000 | 103,000 | 121,000 |
| Pretax income | 272,000 | 579,000 | 786,000 | 1,220,000 |
| Income tax | 94,000 | 201,000 | 287,000 | 426,000 |
| Net income | 178,000 | 378,000 | 499,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,476,000 | 6,676,000 | 6,797,000 | 7,092,000 |
| Total capital | 7,258,000 | 7,462,000 | 7,601,000 | 7,885,000 |
| Risk-weighted assets | 62,350,000 | 62,649,000 | 68,217,000 | 63,851,000 |