Call reports 2001
COMMUNITY BANK, INDIANOLA, MISSISSIPPI — 2001
What COMMUNITY BANK, INDIANOLA, MISSISSIPPI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,452,000 | 90,493,000 | 91,641,000 | 91,571,000 |
| Total loans | 57,105,000 | 63,941,000 | 63,305,000 | 58,494,000 |
| Allowance for loan losses | 874,000 | 890,000 | 904,000 | 898,000 |
| Securities available for sale | 15,562,000 | 16,374,000 | 16,318,000 | 20,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,083,000 | 81,875,000 | 82,594,000 | 82,644,000 |
| Interest-bearing deposits | 70,568,000 | 72,437,000 | 73,852,000 | 72,714,000 |
| Noninterest-bearing deposits | 9,515,000 | 9,438,000 | 8,742,000 | 9,930,000 |
| Equity capital | 6,333,000 | 6,566,000 | 6,895,000 | 7,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,428,000 | 5,105,000 | 6,573,000 |
| Interest expense | 853,000 | 1,674,000 | 2,460,000 | 3,123,000 |
| Net interest income | 828,000 | 1,754,000 | 2,645,000 | 3,450,000 |
| Noninterest income | 128,000 | 287,000 | 444,000 | 592,000 |
| Noninterest expense | 633,000 | 1,341,000 | 1,970,000 | 2,459,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 95,000 |
| Pretax income | 293,000 | 642,000 | 1,031,000 | 1,490,000 |
| Income tax | 104,000 | 230,000 | 367,000 | 529,000 |
| Net income | 189,000 | 412,000 | 664,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,193,000 | 6,419,000 | 6,671,000 | 6,968,000 |
| Total capital | 6,974,000 | 7,246,000 | 7,491,000 | 7,749,000 |
| Risk-weighted assets | 62,393,000 | 66,065,000 | 65,555,000 | 62,359,000 |