Call reports 2026
FIRST NATIONAL BANK OF SPARTA, THE — 2026
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 114,175,000 | 114,585,000 |
| Total loans | 48,347,000 | 49,823,000 |
| Allowance for loan losses | 632,000 | 608,000 |
| Securities available for sale | 48,456,000 | 49,302,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 101,493,000 | 101,090,000 |
| Interest-bearing deposits | 82,562,000 | 81,811,000 |
| Noninterest-bearing deposits | 18,931,000 | 19,279,000 |
| Equity capital | 11,914,000 | 12,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,398,000 | 2,884,000 |
| Interest expense | 367,000 | 746,000 |
| Net interest income | 1,031,000 | 2,138,000 |
| Noninterest income | 427,000 | 858,000 |
| Noninterest expense | 971,000 | 1,872,000 |
| Provision for loan losses | 47,000 | 37,000 |
| Pretax income | 454,000 | 1,120,000 |
| Income tax | -2,000 | 11,000 |
| Net income | 456,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,123,000 | 14,522,000 |
| Total capital | 14,762,000 | 15,133,000 |
| Risk-weighted assets | 54,998,000 | 56,090,000 |