Call reports 2025
FIRST NATIONAL BANK OF SPARTA, THE — 2025
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 105,627,000 | 103,934,000 | 108,830,000 | 112,087,000 |
| Total loans | 43,237,000 | 44,395,000 | 45,256,000 | 47,921,000 |
| Allowance for loan losses | 632,000 | 594,000 | 622,000 | 609,000 |
| Securities available for sale | 43,451,000 | 45,052,000 | 47,412,000 | 48,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,835,000 | 92,578,000 | 96,358,000 | 99,060,000 |
| Interest-bearing deposits | 78,760,000 | 77,398,000 | 81,107,000 | 85,759,000 |
| Noninterest-bearing deposits | 16,075,000 | 15,180,000 | 15,251,000 | 13,301,000 |
| Equity capital | 9,882,000 | 10,393,000 | 11,439,000 | 12,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,550,000 | 3,858,000 | 5,240,000 |
| Interest expense | 362,000 | 738,000 | 1,118,000 | 1,517,000 |
| Net interest income | 906,000 | 1,812,000 | 2,740,000 | 3,723,000 |
| Noninterest income | 371,000 | 738,000 | 1,138,000 | 3,073,000 |
| Noninterest expense | 844,000 | 1,742,000 | 2,669,000 | 3,735,000 |
| Provision for loan losses | -59,000 | -52,000 | -38,000 | -16,000 |
| Pretax income | 467,000 | 838,000 | 1,232,000 | 2,497,000 |
| Income tax | 4,000 | 10,000 | 13,000 | 30,000 |
| Net income | 463,000 | 828,000 | 1,219,000 | 2,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,382,000 | 13,632,000 | 13,873,000 | 13,667,000 |
| Total capital | 13,980,000 | 14,236,000 | 14,495,000 | 14,281,000 |
| Risk-weighted assets | 47,809,000 | 48,603,000 | 49,719,000 | 54,224,000 |