Call reports 2024
FIRST NATIONAL BANK OF SPARTA, THE — 2024
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,894,000 | 102,505,000 | 102,287,000 | 103,103,000 |
| Total loans | 42,375,000 | 42,666,000 | 43,096,000 | 43,797,000 |
| Allowance for loan losses | 671,000 | 698,000 | 660,000 | 683,000 |
| Securities available for sale | 45,165,000 | 44,190,000 | 41,845,000 | 42,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,290,000 | 85,144,000 | 86,368,000 | 93,032,000 |
| Interest-bearing deposits | 74,717,000 | 69,713,000 | 69,928,000 | 76,905,000 |
| Noninterest-bearing deposits | 15,573,000 | 15,431,000 | 16,440,000 | 16,127,000 |
| Equity capital | 8,681,000 | 8,817,000 | 10,348,000 | 9,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,337,000 | 3,541,000 | 4,766,000 |
| Interest expense | 405,000 | 809,000 | 1,220,000 | 1,589,000 |
| Net interest income | 758,000 | 1,528,000 | 2,321,000 | 3,177,000 |
| Noninterest income | 455,000 | 841,000 | 1,225,000 | 1,582,000 |
| Noninterest expense | 852,000 | 1,667,000 | 2,509,000 | 3,403,000 |
| Provision for loan losses | -13,000 | 29,000 | 4,000 | 41,000 |
| Pretax income | 358,000 | 646,000 | 1,003,000 | 1,238,000 |
| Income tax | 2,000 | 6,000 | 11,000 | 14,000 |
| Net income | 356,000 | 640,000 | 992,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,649,000 | 12,841,000 | 13,078,000 | 13,034,000 |
| Total capital | 13,235,000 | 13,432,000 | 13,673,000 | 13,636,000 |
| Risk-weighted assets | 46,772,000 | 47,146,000 | 47,554,000 | 48,054,000 |