Call reports 2022
FIRST NATIONAL BANK OF SPARTA, THE — 2022
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 106,244,000 | 100,905,000 | 97,688,000 | 97,222,000 |
| Total loans | 40,467,000 | 40,870,000 | 39,768,000 | 40,532,000 |
| Allowance for loan losses | 620,000 | 618,000 | 618,000 | 545,000 |
| Securities available for sale | 52,542,000 | 46,471,000 | 43,766,000 | 42,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,722,000 | 92,651,000 | 91,025,000 | 88,835,000 |
| Interest-bearing deposits | 72,267,000 | 74,146,000 | 73,389,000 | 71,562,000 |
| Noninterest-bearing deposits | 19,455,000 | 18,505,000 | 17,636,000 | 17,273,000 |
| Equity capital | 8,512,000 | 7,216,000 | 5,625,000 | 6,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,534,000 | 2,354,000 | 3,221,000 |
| Interest expense | 29,000 | 57,000 | 97,000 | 173,000 |
| Net interest income | 716,000 | 1,477,000 | 2,257,000 | 3,048,000 |
| Noninterest income | 309,000 | 628,000 | 922,000 | 1,230,000 |
| Noninterest expense | 710,000 | 1,435,000 | 2,109,000 | 2,858,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | -41,000 |
| Pretax income | 271,000 | 599,000 | 978,000 | 1,364,000 |
| Income tax | 1,000 | 4,000 | 10,000 | 15,000 |
| Net income | 270,000 | 595,000 | 968,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,084,000 | 11,895,000 | 11,584,000 | 11,646,000 |
| Total capital | 10,664,000 | 12,464,000 | 12,137,000 | 12,194,000 |
| Risk-weighted assets | 46,326,000 | 45,495,000 | 44,149,000 | 44,547,000 |