Call reports 2021
FIRST NATIONAL BANK OF SPARTA, THE — 2021
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 101,276,000 | 109,477,000 | 105,041,000 | 105,754,000 |
| Total loans | 44,326,000 | 43,110,000 | 41,522,000 | 40,659,000 |
| Allowance for loan losses | 602,000 | 619,000 | 617,000 | 633,000 |
| Securities available for sale | 36,509,000 | 45,348,000 | 49,688,000 | 47,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,721,000 | 88,468,000 | 86,875,000 | 88,698,000 |
| Interest-bearing deposits | 65,905,000 | 71,229,000 | 71,487,000 | 72,808,000 |
| Noninterest-bearing deposits | 15,816,000 | 17,239,000 | 15,388,000 | 15,890,000 |
| Equity capital | 11,373,000 | 11,693,000 | 11,859,000 | 10,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,721,000 | 2,516,000 | 3,294,000 |
| Interest expense | 55,000 | 108,000 | 144,000 | 178,000 |
| Net interest income | 785,000 | 1,613,000 | 2,372,000 | 3,116,000 |
| Noninterest income | 280,000 | 593,000 | 919,000 | 1,234,000 |
| Noninterest expense | 666,000 | 1,350,000 | 2,040,000 | 2,816,000 |
| Provision for loan losses | 39,000 | 54,000 | 66,000 | 105,000 |
| Pretax income | 341,000 | 758,000 | 1,106,000 | 1,327,000 |
| Income tax | 0 | 7,000 | 13,000 | 16,000 |
| Net income | 341,000 | 751,000 | 1,093,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,961,000 | 11,295,000 | 11,512,000 | 10,856,000 |
| Total capital | 11,550,000 | 11,873,000 | 12,095,000 | 11,427,000 |
| Risk-weighted assets | 47,073,000 | 46,212,000 | 46,603,000 | 45,694,000 |