Call reports 2018
FIRST NATIONAL BANK OF SPARTA, THE — 2018
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,305,000 | 76,909,000 | 79,956,000 | 79,481,000 |
| Total loans | 38,161,000 | 39,414,000 | 39,440,000 | 39,341,000 |
| Allowance for loan losses | 496,000 | 536,000 | 517,000 | 531,000 |
| Securities available for sale | 29,749,000 | 29,246,000 | 27,690,000 | 29,633,000 |
| Securities held to maturity | 180,000 | 180,000 | 180,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,163,000 | 64,094,000 | 65,782,000 | 65,411,000 |
| Interest-bearing deposits | 54,205,000 | 52,295,000 | 54,609,000 | 55,348,000 |
| Noninterest-bearing deposits | 10,958,000 | 11,799,000 | 11,173,000 | 10,063,000 |
| Equity capital | 9,691,000 | 9,887,000 | 9,989,000 | 9,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,492,000 | 2,274,000 | 3,089,000 |
| Interest expense | 38,000 | 79,000 | 138,000 | 206,000 |
| Net interest income | 693,000 | 1,413,000 | 2,136,000 | 2,883,000 |
| Noninterest income | 225,000 | 448,000 | 683,000 | 902,000 |
| Noninterest expense | 630,000 | 1,250,000 | 1,907,000 | 2,574,000 |
| Provision for loan losses | 20,000 | 52,000 | 77,000 | 97,000 |
| Pretax income | 257,000 | 538,000 | 804,000 | 1,071,000 |
| Income tax | 1,000 | 3,000 | 6,000 | 10,000 |
| Net income | 256,000 | 535,000 | 798,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,092,000 | 10,314,000 | 10,520,000 | 10,255,000 |
| Total capital | 10,575,000 | 10,806,000 | 11,017,000 | 10,750,000 |
| Risk-weighted assets | 38,645,000 | 39,336,000 | 39,724,000 | 39,586,000 |