Call reports 2012
FIRST NATIONAL BANK OF SPARTA, THE — 2012
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,527,000 | 81,041,000 | 83,090,000 | 79,657,000 |
| Total loans | 36,569,000 | 37,205,000 | 36,934,000 | 36,466,000 |
| Allowance for loan losses | 464,000 | 465,000 | 487,000 | 492,000 |
| Securities available for sale | 34,321,000 | 35,138,000 | 34,056,000 | 33,674,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,772,000 | 71,157,000 | 73,155,000 | 69,866,000 |
| Interest-bearing deposits | 61,686,000 | 61,224,000 | 63,781,000 | 60,646,000 |
| Noninterest-bearing deposits | 9,086,000 | 9,933,000 | 9,374,000 | 9,220,000 |
| Equity capital | 8,612,000 | 8,707,000 | 8,694,000 | 8,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,525,000 | 2,260,000 | 2,996,000 |
| Interest expense | 105,000 | 199,000 | 285,000 | 371,000 |
| Net interest income | 655,000 | 1,326,000 | 1,975,000 | 2,625,000 |
| Noninterest income | 106,000 | 210,000 | 312,000 | 414,000 |
| Noninterest expense | 555,000 | 1,159,000 | 1,747,000 | 2,304,000 |
| Provision for loan losses | 12,000 | 25,000 | 65,000 | 109,000 |
| Pretax income | 174,000 | 313,000 | 423,000 | 604,000 |
| Income tax | 0 | 1,000 | 3,000 | 5,000 |
| Net income | 174,000 | 312,000 | 420,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,116,000 | 8,224,000 | 8,156,000 | 8,165,000 |
| Total capital | 8,583,000 | 8,689,000 | 8,643,000 | 8,657,000 |
| Risk-weighted assets | 40,556,000 | 39,992,000 | 39,790,000 | 42,672,000 |