Call reports 2011
FIRST NATIONAL BANK OF SPARTA, THE — 2011
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 79,199,000 | 79,385,000 | 84,074,000 | 80,194,000 |
| Total loans | 37,093,000 | 37,577,000 | 37,079,000 | 36,890,000 |
| Allowance for loan losses | 437,000 | 436,000 | 433,000 | 439,000 |
| Securities available for sale | 33,470,000 | 33,638,000 | 34,779,000 | 35,081,000 |
| Securities held to maturity | 219,000 | 219,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,687,000 | 69,239,000 | 74,154,000 | 70,441,000 |
| Interest-bearing deposits | 60,346,000 | 59,992,000 | 64,944,000 | 62,281,000 |
| Noninterest-bearing deposits | 9,341,000 | 9,247,000 | 9,210,000 | 8,160,000 |
| Equity capital | 8,145,000 | 8,560,000 | 8,659,000 | 8,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,585,000 | 2,380,000 | 3,153,000 |
| Interest expense | 154,000 | 298,000 | 435,000 | 563,000 |
| Net interest income | 627,000 | 1,287,000 | 1,945,000 | 2,590,000 |
| Noninterest income | 96,000 | 230,000 | 345,000 | 445,000 |
| Noninterest expense | 566,000 | 1,140,000 | 1,714,000 | 2,296,000 |
| Provision for loan losses | 5,000 | 50,000 | 127,000 | 152,000 |
| Pretax income | 139,000 | 301,000 | 415,000 | 579,000 |
| Income tax | 0 | 2,000 | 3,000 | 5,000 |
| Net income | 139,000 | 299,000 | 412,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,929,000 | 8,061,000 | 8,106,000 | 8,025,000 |
| Total capital | 8,366,000 | 8,497,000 | 8,539,000 | 8,467,000 |
| Risk-weighted assets | 38,716,000 | 38,825,000 | 39,511,000 | 38,579,000 |