Call reports 2001
FIRST NATIONAL BANK OF SPARTA, THE — 2001
What FIRST NATIONAL BANK OF SPARTA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,587,000 | 54,031,000 | 55,179,000 | 56,998,000 |
| Total loans | 30,135,000 | 30,639,000 | 31,378,000 | 30,849,000 |
| Allowance for loan losses | 307,000 | 304,000 | 306,000 | 304,000 |
| Securities available for sale | 15,274,000 | 16,054,000 | 17,294,000 | 19,997,000 |
| Securities held to maturity | 1,630,000 | 1,603,000 | 1,577,000 | 1,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,691,000 | 47,699,000 | 48,412,000 | 50,586,000 |
| Interest-bearing deposits | 40,628,000 | 42,181,000 | 43,584,000 | 45,001,000 |
| Noninterest-bearing deposits | 5,063,000 | 5,518,000 | 4,828,000 | 5,585,000 |
| Equity capital | 5,343,000 | 5,457,000 | 5,764,000 | 5,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,855,000 | 2,793,000 | 3,710,000 |
| Interest expense | 447,000 | 884,000 | 1,309,000 | 1,702,000 |
| Net interest income | 477,000 | 971,000 | 1,484,000 | 2,008,000 |
| Noninterest income | 69,000 | 138,000 | 185,000 | 230,000 |
| Noninterest expense | 354,000 | 720,000 | 1,077,000 | 1,467,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 45,000 |
| Pretax income | 176,000 | 358,000 | 556,000 | 741,000 |
| Income tax | 45,000 | 88,000 | 135,000 | 178,000 |
| Net income | 131,000 | 270,000 | 421,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,248,000 | 5,347,000 | 5,497,000 | 5,553,000 |
| Total capital | 5,555,000 | 5,651,000 | 5,803,000 | 5,857,000 |
| Risk-weighted assets | 34,812,000 | 34,995,000 | 36,097,000 | 35,892,000 |