Call reports 2005
LINCOLN NATIONAL BANK OF HODGENVILLE, THE — 2005
What LINCOLN NATIONAL BANK OF HODGENVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 130,003,000 | 133,945,000 | 133,384,000 | 135,594,000 |
| Total loans | 95,699,000 | 97,948,000 | 97,782,000 | 95,764,000 |
| Allowance for loan losses | 1,020,000 | 1,012,000 | 996,000 | 1,003,000 |
| Securities available for sale | 18,837,000 | 18,616,000 | 18,559,000 | 19,376,000 |
| Securities held to maturity | 8,362,000 | 8,227,000 | 7,995,000 | 7,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,164,000 | 87,998,000 | 87,855,000 | 90,560,000 |
| Interest-bearing deposits | 77,974,000 | 77,753,000 | 78,072,000 | 79,836,000 |
| Noninterest-bearing deposits | 10,190,000 | 10,245,000 | 9,783,000 | 10,724,000 |
| Equity capital | 19,590,000 | 20,184,000 | 20,454,000 | 20,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,913,000 | 5,969,000 | 8,041,000 |
| Interest expense | 653,000 | 1,373,000 | 2,121,000 | 2,943,000 |
| Net interest income | 1,276,000 | 2,540,000 | 3,848,000 | 5,098,000 |
| Noninterest income | 162,000 | 350,000 | 542,000 | 702,000 |
| Noninterest expense | 743,000 | 1,517,000 | 2,284,000 | 2,913,000 |
| Provision for loan losses | 87,000 | 110,000 | 142,000 | 279,000 |
| Pretax income | 608,000 | 1,263,000 | 1,964,000 | 2,608,000 |
| Income tax | 175,000 | 360,000 | 563,000 | 748,000 |
| Net income | 433,000 | 903,000 | 1,401,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,784,000 | 20,162,000 | 20,570,000 | 20,937,000 |
| Total capital | 20,804,000 | 21,174,000 | 21,566,000 | 21,940,000 |
| Risk-weighted assets | 86,136,000 | 88,823,000 | 88,893,000 | 87,823,000 |