Call reports 2003
LINCOLN NATIONAL BANK OF HODGENVILLE, THE — 2003
What LINCOLN NATIONAL BANK OF HODGENVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 115,858,000 | 119,828,000 | 118,767,000 | 119,374,000 |
| Total loans | 74,122,000 | 76,221,000 | 79,260,000 | 82,283,000 |
| Allowance for loan losses | 363,000 | 371,000 | 378,000 | 379,000 |
| Securities available for sale | 22,773,000 | 27,627,000 | 22,223,000 | 21,674,000 |
| Securities held to maturity | 7,784,000 | 8,855,000 | 9,278,000 | 9,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,675,000 | 83,885,000 | 83,144,000 | 84,037,000 |
| Interest-bearing deposits | 74,224,000 | 74,073,000 | 74,259,000 | 73,902,000 |
| Noninterest-bearing deposits | 9,451,000 | 9,812,000 | 8,885,000 | 10,135,000 |
| Equity capital | 17,252,000 | 17,559,000 | 17,807,000 | 18,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,606,000 | 5,393,000 | 7,150,000 |
| Interest expense | 656,000 | 1,296,000 | 1,901,000 | 2,476,000 |
| Net interest income | 1,182,000 | 2,310,000 | 3,492,000 | 4,674,000 |
| Noninterest income | 141,000 | 289,000 | 441,000 | 593,000 |
| Noninterest expense | 551,000 | 1,122,000 | 1,827,000 | 2,518,000 |
| Provision for loan losses | 9,000 | 23,000 | 36,000 | 50,000 |
| Pretax income | 763,000 | 1,454,000 | 2,070,000 | 2,609,000 |
| Income tax | 211,000 | 521,000 | 576,000 | 744,000 |
| Net income | 552,000 | 933,000 | 1,494,000 | 1,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,922,000 | 17,214,000 | 17,680,000 | 17,972,000 |
| Total capital | 17,285,000 | 17,585,000 | 18,058,000 | 18,351,000 |
| Risk-weighted assets | 70,215,000 | 72,684,000 | 75,213,000 | 76,700,000 |