Call report 2014Q4
CITIZENS BANK — 2014Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,089,000 | USD | evidence → |
| Total loans | 32,571,000 | USD | evidence → |
| Allowance for loan losses | 304,000 | USD | evidence → |
| Securities available for sale | 19,298,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,597,000 | USD | evidence → |
| Interest-bearing deposits | 48,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,432,000 | USD | evidence → |
| Equity capital | 8,147,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,694,000 | USD | evidence → |
| Interest expense | 282,000 | USD | evidence → |
| Net interest income | 2,412,000 | USD | evidence → |
| Noninterest income | 654,000 | USD | evidence → |
| Noninterest expense | 2,379,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 617,000 | USD | evidence → |
| Income tax | 113,000 | USD | evidence → |
| Net income | 504,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,907,000 | USD | evidence → |
| Total capital | 8,211,000 | USD | evidence → |
| Risk-weighted assets | 37,325,000 | USD | evidence → |