Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,687,000 | USD | evidence → |
| Total loans | 30,237,000 | USD | evidence → |
| Allowance for loan losses | 409,000 | USD | evidence → |
| Securities available for sale | 18,137,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,855,000 | USD | evidence → |
| Interest-bearing deposits | 40,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,632,000 | USD | evidence → |
| Equity capital | 6,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,839,000 | USD | evidence → |
| Interest expense | 1,355,000 | USD | evidence → |
| Net interest income | 2,484,000 | USD | evidence → |
| Noninterest income | 726,000 | USD | evidence → |
| Noninterest expense | 2,354,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 645,000 | USD | evidence → |
| Income tax | 212,000 | USD | evidence → |
| Net income | 433,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,095,000 | USD | evidence → |
| Total capital | 6,504,000 | USD | evidence → |
| Risk-weighted assets | 33,445,000 | USD | evidence → |