Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,361,000 | USD | evidence → |
| Total loans | 28,600,000 | USD | evidence → |
| Allowance for loan losses | 500,000 | USD | evidence → |
| Securities available for sale | 16,419,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,583,000 | USD | evidence → |
| Interest-bearing deposits | 37,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,308,000 | USD | evidence → |
| Equity capital | 5,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,347,000 | USD | evidence → |
| Interest expense | 504,000 | USD | evidence → |
| Net interest income | 1,843,000 | USD | evidence → |
| Noninterest income | 477,000 | USD | evidence → |
| Noninterest expense | 1,978,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 332,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 266,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,408,000 | USD | evidence → |
| Total capital | 5,813,000 | USD | evidence → |
| Risk-weighted assets | 32,311,000 | USD | evidence → |