Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,388,000 | USD | evidence → |
| Total loans | 27,605,000 | USD | evidence → |
| Allowance for loan losses | 358,000 | USD | evidence → |
| Securities available for sale | 17,058,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,229,000 | USD | evidence → |
| Interest-bearing deposits | 39,457,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,772,000 | USD | evidence → |
| Equity capital | 4,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,367,000 | USD | evidence → |
| Interest expense | 1,197,000 | USD | evidence → |
| Net interest income | 2,170,000 | USD | evidence → |
| Noninterest income | 726,000 | USD | evidence → |
| Noninterest expense | 2,257,000 | USD | evidence → |
| Provision for loan losses | 253,000 | USD | evidence → |
| Pretax income | 488,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,594,000 | USD | evidence → |
| Total capital | 4,952,000 | USD | evidence → |
| Risk-weighted assets | 31,015,000 | USD | evidence → |