Call reports 2001
VALLEY STATE BANK OF OSLO — 2001
What VALLEY STATE BANK OF OSLO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 14,250,000 | 15,209,000 |
| Total loans | 7,811,000 | 8,863,000 |
| Allowance for loan losses | 119,000 | 120,000 |
| Securities available for sale | 2,356,000 | 1,505,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 11,545,000 | 12,484,000 |
| Interest-bearing deposits | 10,203,000 | 10,370,000 |
| Noninterest-bearing deposits | 1,342,000 | 2,114,000 |
| Equity capital | 2,515,000 | 2,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 85,000 | 326,000 |
| Interest expense | 39,000 | 156,000 |
| Net interest income | 46,000 | 170,000 |
| Noninterest income | 5,000 | 30,000 |
| Noninterest expense | 26,000 | 165,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -7,000 | 35,000 |
| Income tax | 0 | 17,000 |
| Net income | -7,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 1,895,000 | 1,908,000 |
| Total capital | 2,014,000 | 2,028,000 |
| Risk-weighted assets | 9,384,000 | 10,152,000 |