Call reports 2014
LLEWELLYN-EDISON SAVINGS BANK, FSB — 2014
What LLEWELLYN-EDISON SAVINGS BANK, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,812,000 | 127,255,000 | 124,510,000 | 121,885,000 |
| Total loans | 41,799,000 | 40,944,000 | 40,710,000 | 36,608,000 |
| Allowance for loan losses | 490,000 | 453,000 | 452,000 | 478,000 |
| Securities available for sale | 1,486,000 | 1,412,000 | 1,326,000 | 1,248,000 |
| Securities held to maturity | 73,522,000 | 69,774,000 | 66,518,000 | 63,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,280,000 | 98,797,000 | 96,101,000 | 93,718,000 |
| Interest-bearing deposits | 89,389,000 | 90,255,000 | 87,973,000 | 85,193,000 |
| Noninterest-bearing deposits | 7,891,000 | 8,542,000 | 8,128,000 | 8,525,000 |
| Equity capital | 22,291,000 | 22,213,000 | 22,041,000 | 21,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,789,000 | 2,654,000 | 3,475,000 |
| Interest expense | 158,000 | 312,000 | 462,000 | 607,000 |
| Net interest income | 758,000 | 1,477,000 | 2,192,000 | 2,868,000 |
| Noninterest income | 37,000 | 72,000 | 109,000 | 144,000 |
| Noninterest expense | 881,000 | 1,748,000 | 2,677,000 | 3,658,000 |
| Provision for loan losses | 28,000 | 52,000 | 138,000 | 167,000 |
| Pretax income | -114,000 | -251,000 | -514,000 | -813,000 |
| Income tax | -45,000 | -98,000 | -193,000 | -311,000 |
| Net income | -69,000 | -153,000 | -321,000 | -502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,256,000 | 22,172,000 | 22,004,000 | 21,823,000 |
| Total capital | 22,766,000 | 22,645,000 | 22,476,000 | 22,310,000 |
| Risk-weighted assets | 43,578,000 | 43,724,000 | 42,997,000 | 38,895,000 |