Call reports 2003
GULF COAST COMMUNITY BANK — 2003
What GULF COAST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 33,437,000 | 46,393,000 |
| Total loans | 9,268,000 | 21,388,000 |
| Allowance for loan losses | 64,000 | 214,000 |
| Securities available for sale | 11,925,000 | 14,319,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 21,510,000 | 34,959,000 |
| Interest-bearing deposits | 18,409,000 | 27,520,000 |
| Noninterest-bearing deposits | 3,101,000 | 7,439,000 |
| Equity capital | 11,923,000 | 11,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 148,000 | 471,000 |
| Interest expense | 34,000 | 115,000 |
| Net interest income | 114,000 | 356,000 |
| Noninterest income | 5,000 | 25,000 |
| Noninterest expense | 905,000 | 1,459,000 |
| Provision for loan losses | 64,000 | 214,000 |
| Pretax income | -850,000 | -1,292,000 |
| Income tax | 0 | 0 |
| Net income | -850,000 | -1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 11,923,000 | 11,489,000 |
| Total capital | 11,987,000 | 11,703,000 |
| Risk-weighted assets | 15,448,000 | 26,699,000 |