Call reports 2006
FIRSTCITY BANK — 2006
What FIRSTCITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 165,650,000 | 176,349,000 | 186,908,000 | 205,844,000 |
| Total loans | 150,584,000 | 157,131,000 | 166,174,000 | 181,965,000 |
| Allowance for loan losses | 1,509,000 | 1,624,000 | 1,899,000 | 2,055,000 |
| Securities available for sale | 4,494,000 | 4,482,000 | 4,314,000 | 3,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,672,000 | 153,356,000 | 162,322,000 | 179,695,000 |
| Interest-bearing deposits | 129,608,000 | 139,185,000 | 149,223,000 | 163,322,000 |
| Noninterest-bearing deposits | 14,064,000 | 14,171,000 | 13,099,000 | 16,373,000 |
| Equity capital | 14,068,000 | 15,125,000 | 15,657,000 | 16,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,894,000 | 8,073,000 | 12,542,000 | 17,521,000 |
| Interest expense | 1,322,000 | 2,864,000 | 4,607,000 | 6,636,000 |
| Net interest income | 2,572,000 | 5,209,000 | 7,935,000 | 10,885,000 |
| Noninterest income | 54,000 | 127,000 | 248,000 | 329,000 |
| Noninterest expense | 1,328,000 | 2,791,000 | 4,265,000 | 5,729,000 |
| Provision for loan losses | 200,000 | 365,000 | 665,000 | 840,000 |
| Pretax income | 1,098,000 | 2,180,000 | 3,253,000 | 4,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,098,000 | 2,180,000 | 3,253,000 | 4,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,134,000 | 15,204,000 | 15,701,000 | 16,986,000 |
| Total capital | 15,643,000 | 16,828,000 | 17,600,000 | 19,041,000 |
| Risk-weighted assets | 154,119,000 | 160,698,000 | 169,662,000 | 187,545,000 |