Call reports 2002
FIRSTCITY BANK — 2002
What FIRSTCITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,170,000 | 22,308,000 | 25,532,000 | 42,372,000 |
| Total loans | 12,339,000 | 10,682,000 | 16,478,000 | 35,529,000 |
| Allowance for loan losses | 157,000 | 169,000 | 183,000 | 454,000 |
| Securities available for sale | 2,087,000 | 2,055,000 | 2,075,000 | 1,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,296,000 | 20,338,000 | 21,530,000 | 34,980,000 |
| Interest-bearing deposits | 13,845,000 | 14,640,000 | 16,506,000 | 29,551,000 |
| Noninterest-bearing deposits | 5,451,000 | 5,698,000 | 5,024,000 | 5,429,000 |
| Equity capital | 1,722,000 | 1,849,000 | 3,850,000 | 3,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 730,000 | 1,134,000 | 1,719,000 |
| Interest expense | 144,000 | 281,000 | 422,000 | 603,000 |
| Net interest income | 217,000 | 449,000 | 712,000 | 1,116,000 |
| Noninterest income | 18,000 | 35,000 | 55,000 | 101,000 |
| Noninterest expense | 118,000 | 238,000 | 427,000 | 792,000 |
| Provision for loan losses | 14,000 | 29,000 | 44,000 | 340,000 |
| Pretax income | 103,000 | 217,000 | 296,000 | 85,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 19,000 |
| Net income | 95,000 | 202,000 | 273,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,714,000 | 1,822,000 | 3,808,000 | 3,600,000 |
| Total capital | 1,834,000 | 1,955,000 | 3,964,000 | 3,861,000 |
| Risk-weighted assets | 9,550,000 | 10,622,000 | 12,467,000 | 20,725,000 |