Call reports 2001
FIRSTCITY BANK — 2001
What FIRSTCITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,194,000 | 13,654,000 | 15,050,000 | 18,289,000 |
| Total loans | 5,436,000 | 7,835,000 | 9,147,000 | 13,462,000 |
| Allowance for loan losses | 154,000 | 166,000 | 139,000 | 154,000 |
| Securities available for sale | 2,682,000 | 2,081,000 | 2,598,000 | 1,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,168,000 | 12,563,000 | 13,687,000 | 16,796,000 |
| Interest-bearing deposits | 5,626,000 | 8,272,000 | 9,605,000 | 12,066,000 |
| Noninterest-bearing deposits | 4,542,000 | 4,291,000 | 4,082,000 | 4,730,000 |
| Equity capital | 947,000 | 994,000 | 1,248,000 | 1,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 428,000 | 701,000 | 1,002,000 |
| Interest expense | 68,000 | 159,000 | 285,000 | 418,000 |
| Net interest income | 124,000 | 269,000 | 416,000 | 584,000 |
| Noninterest income | 35,000 | 52,000 | 102,000 | 114,000 |
| Noninterest expense | 99,000 | 201,000 | 318,000 | 449,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 32,000 | 92,000 | 172,000 | 266,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 26,000 | 80,000 | 154,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 903,000 | 957,000 | 1,196,000 | 1,369,000 |
| Total capital | 990,000 | 1,053,000 | 1,294,000 | 1,471,000 |
| Risk-weighted assets | 6,830,000 | 7,643,000 | 7,807,000 | 8,145,000 |