Call reports 2026
HERITAGE BANK OF THE OZARKS — 2026
What HERITAGE BANK OF THE OZARKS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 420,558,000 | 423,969,000 |
| Total loans | 326,048,000 | 329,356,000 |
| Allowance for loan losses | 4,622,000 | 4,765,000 |
| Securities available for sale | 44,494,000 | 46,289,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 375,149,000 | 376,945,000 |
| Interest-bearing deposits | 312,352,000 | 311,738,000 |
| Noninterest-bearing deposits | 62,797,000 | 65,207,000 |
| Equity capital | 36,480,000 | 37,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,030,000 | 12,241,000 |
| Interest expense | 2,250,000 | 4,502,000 |
| Net interest income | 3,780,000 | 7,739,000 |
| Noninterest income | 582,000 | 1,305,000 |
| Noninterest expense | 2,677,000 | 5,545,000 |
| Provision for loan losses | 150,000 | 310,000 |
| Pretax income | 1,533,000 | 3,202,000 |
| Income tax | 339,000 | 710,000 |
| Net income | 1,194,000 | 2,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,232,000 | 40,213,000 |