Call reports 2022
HERITAGE BANK OF THE OZARKS — 2022
What HERITAGE BANK OF THE OZARKS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 246,502,000 | 255,741,000 | 266,296,000 | 280,849,000 |
| Total loans | 170,449,000 | 180,187,000 | 196,133,000 | 207,702,000 |
| Allowance for loan losses | 2,214,000 | 2,208,000 | 2,208,000 | 2,417,000 |
| Securities available for sale | 33,877,000 | 39,541,000 | 42,332,000 | 42,851,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,989,000 | 232,726,000 | 243,575,000 | 230,580,000 |
| Interest-bearing deposits | 171,411,000 | 174,904,000 | 181,368,000 | 174,677,000 |
| Noninterest-bearing deposits | 50,578,000 | 57,822,000 | 62,207,000 | 55,903,000 |
| Equity capital | 21,580,000 | 20,541,000 | 19,919,000 | 20,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,494,000 | 7,085,000 | 9,984,000 |
| Interest expense | 234,000 | 467,000 | 725,000 | 1,309,000 |
| Net interest income | 1,950,000 | 4,027,000 | 6,360,000 | 8,675,000 |
| Noninterest income | 661,000 | 1,647,000 | 2,211,000 | 2,750,000 |
| Noninterest expense | 1,886,000 | 3,733,000 | 5,646,000 | 7,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 210,000 |
| Pretax income | 724,000 | 1,940,000 | 2,924,000 | 3,574,000 |
| Income tax | 160,000 | 437,000 | 657,000 | 792,000 |
| Net income | 564,000 | 1,503,000 | 2,267,000 | 2,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,370,000 | 22,767,000 | 23,210,000 | 23,404,000 |