Call reports 2021
HERITAGE BANK OF THE OZARKS — 2021
What HERITAGE BANK OF THE OZARKS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 224,409,000 | 233,017,000 | 243,830,000 | 246,437,000 |
| Total loans | 158,692,000 | 168,286,000 | 168,654,000 | 172,953,000 |
| Allowance for loan losses | 2,074,000 | 2,118,000 | 2,161,000 | 2,202,000 |
| Securities available for sale | 24,608,000 | 29,661,000 | 31,995,000 | 30,747,000 |
| Securities held to maturity | 500,000 | 500,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,634,000 | 204,249,000 | 213,947,000 | 216,438,000 |
| Interest-bearing deposits | 150,827,000 | 153,706,000 | 157,080,000 | 162,521,000 |
| Noninterest-bearing deposits | 45,807,000 | 50,543,000 | 56,867,000 | 53,917,000 |
| Equity capital | 18,961,000 | 19,877,000 | 20,735,000 | 21,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 5,070,000 | 7,817,000 | 10,111,000 |
| Interest expense | 235,000 | 468,000 | 709,000 | 952,000 |
| Net interest income | 1,926,000 | 4,602,000 | 7,108,000 | 9,159,000 |
| Noninterest income | 677,000 | 1,263,000 | 1,930,000 | 2,656,000 |
| Noninterest expense | 1,770,000 | 3,602,000 | 5,391,000 | 7,323,000 |
| Provision for loan losses | 30,000 | 70,000 | 115,000 | 160,000 |
| Pretax income | 807,000 | 2,202,000 | 3,541,000 | 4,345,000 |
| Income tax | 195,000 | 514,000 | 824,000 | 998,000 |
| Net income | 612,000 | 1,688,000 | 2,717,000 | 3,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,315,000 | 19,295,000 | 20,226,000 | 20,759,000 |