Call reports 2018
HERITAGE BANK OF THE OZARKS — 2018
What HERITAGE BANK OF THE OZARKS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,924,000 | 145,165,000 | 144,888,000 | 145,702,000 |
| Total loans | 96,588,000 | 100,632,000 | 101,096,000 | 104,067,000 |
| Allowance for loan losses | 1,613,000 | 1,650,000 | 1,577,000 | 1,615,000 |
| Securities available for sale | 25,935,000 | 28,999,000 | 28,529,000 | 28,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,434,000 | 122,229,000 | 124,534,000 | 126,426,000 |
| Interest-bearing deposits | 89,949,000 | 100,786,000 | 102,055,000 | 103,850,000 |
| Noninterest-bearing deposits | 23,485,000 | 21,443,000 | 22,479,000 | 22,576,000 |
| Equity capital | 10,938,000 | 10,827,000 | 10,862,000 | 11,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,124,000 | 4,833,000 | 6,601,000 |
| Interest expense | 211,000 | 470,000 | 818,000 | 1,172,000 |
| Net interest income | 1,308,000 | 2,654,000 | 4,015,000 | 5,429,000 |
| Noninterest income | 326,000 | 656,000 | 1,031,000 | 1,765,000 |
| Noninterest expense | 1,260,000 | 2,532,000 | 3,874,000 | 5,185,000 |
| Provision for loan losses | 30,000 | 75,000 | 105,000 | 150,000 |
| Pretax income | 344,000 | 703,000 | 1,067,000 | 1,857,000 |
| Income tax | 86,000 | 175,000 | 264,000 | 409,000 |
| Net income | 258,000 | 528,000 | 803,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,504,000 | 11,608,000 | 11,833,000 | 12,429,000 |
| Total capital | 12,665,000 | 12,811,000 | 13,082,000 | 13,717,000 |
| Risk-weighted assets | 92,467,000 | 95,815,000 | 99,630,000 | 102,745,000 |