Call reports 2017
HERITAGE BANK OF THE OZARKS — 2017
What HERITAGE BANK OF THE OZARKS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 124,850,000 | 128,029,000 | 135,244,000 | 131,524,000 |
| Total loans | 92,597,000 | 94,189,000 | 96,713,000 | 95,071,000 |
| Allowance for loan losses | 1,488,000 | 1,553,000 | 1,589,000 | 1,582,000 |
| Securities available for sale | 21,289,000 | 23,357,000 | 23,213,000 | 23,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,162,000 | 106,694,000 | 113,609,000 | 110,617,000 |
| Interest-bearing deposits | 83,265,000 | 86,570,000 | 87,948,000 | 88,643,000 |
| Noninterest-bearing deposits | 20,897,000 | 20,124,000 | 25,661,000 | 21,974,000 |
| Equity capital | 10,494,000 | 10,873,000 | 11,175,000 | 11,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,772,000 | 4,257,000 | 5,789,000 |
| Interest expense | 158,000 | 323,000 | 503,000 | 699,000 |
| Net interest income | 1,197,000 | 2,449,000 | 3,754,000 | 5,090,000 |
| Noninterest income | 343,000 | 777,000 | 1,222,000 | 1,521,000 |
| Noninterest expense | 1,198,000 | 2,380,000 | 3,623,000 | 4,863,000 |
| Provision for loan losses | 30,000 | 95,000 | 155,000 | 170,000 |
| Pretax income | 312,000 | 747,000 | 1,198,000 | 1,576,000 |
| Income tax | 112,000 | 269,000 | 427,000 | 755,000 |
| Net income | 200,000 | 478,000 | 771,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,776,000 | 11,004,000 | 11,247,000 | 11,249,000 |
| Total capital | 11,871,000 | 12,080,000 | 12,378,000 | 12,376,000 |
| Risk-weighted assets | 87,233,000 | 85,597,000 | 90,004,000 | 89,727,000 |