Call reports 2003
HERITAGE BANK OF THE OZARKS — 2003
What HERITAGE BANK OF THE OZARKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 4,646,000 | 6,443,000 |
| Total loans | 14,000 | 1,936,000 |
| Allowance for loan losses | 0 | 20,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 938,000 | 2,927,000 |
| Interest-bearing deposits | 520,000 | 2,206,000 |
| Noninterest-bearing deposits | 418,000 | 721,000 |
| Equity capital | 3,708,000 | 3,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 0 | 35,000 |
| Interest expense | 0 | 6,000 |
| Net interest income | 0 | 29,000 |
| Noninterest income | 0 | 7,000 |
| Noninterest expense | 292,000 | 522,000 |
| Provision for loan losses | 0 | 20,000 |
| Pretax income | -292,000 | -506,000 |
| Income tax | 0 | 0 |
| Net income | -292,000 | -506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 3,708,000 | 3,494,000 |
| Total capital | 3,708,000 | 3,514,000 |
| Risk-weighted assets | 1,050,000 | 2,890,000 |