Call reports 2015
PIKE NATIONAL BANK — 2015
What PIKE NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 210,151,000 | 212,382,000 | 208,936,000 | 209,054,000 |
| Total loans | 130,896,000 | 131,822,000 | 133,148,000 | 132,174,000 |
| Allowance for loan losses | 1,955,000 | 1,965,000 | 1,980,000 | 1,990,000 |
| Securities available for sale | 38,709,000 | 39,229,000 | 34,954,000 | 36,759,000 |
| Securities held to maturity | 7,153,000 | 8,019,000 | 7,998,000 | 7,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,722,000 | 162,488,000 | 158,239,000 | 158,255,000 |
| Interest-bearing deposits | 124,209,000 | 123,285,000 | 120,294,000 | 119,386,000 |
| Noninterest-bearing deposits | 36,513,000 | 39,203,000 | 37,945,000 | 38,869,000 |
| Equity capital | 28,773,000 | 28,927,000 | 29,597,000 | 29,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,347,000 | 4,758,000 | 7,225,000 | 9,691,000 |
| Interest expense | 354,000 | 713,000 | 1,073,000 | 1,424,000 |
| Net interest income | 1,993,000 | 4,045,000 | 6,152,000 | 8,267,000 |
| Noninterest income | 588,000 | 1,189,000 | 1,820,000 | 2,551,000 |
| Noninterest expense | 1,930,000 | 3,915,000 | 5,853,000 | 7,794,000 |
| Provision for loan losses | 59,000 | 113,000 | 159,000 | 190,000 |
| Pretax income | 596,000 | 1,272,000 | 2,047,000 | 2,971,000 |
| Income tax | 223,000 | 474,000 | 764,000 | 961,000 |
| Net income | 373,000 | 798,000 | 1,283,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,363,000 | 28,806,000 | 29,291,000 | 29,265,000 |
| Total capital | 30,123,000 | 30,585,000 | 31,094,000 | 31,054,000 |
| Risk-weighted assets | 139,899,000 | 142,102,000 | 144,051,000 | 142,956,000 |