Call reports 2008
PIKE NATIONAL BANK — 2008
What PIKE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 216,499,000 | 217,807,000 | 213,272,000 | 213,372,000 |
| Total loans | 138,553,000 | 144,307,000 | 145,801,000 | 147,982,000 |
| Allowance for loan losses | 2,151,000 | 2,175,000 | 2,200,000 | 2,240,000 |
| Securities available for sale | 38,327,000 | 36,129,000 | 34,319,000 | 32,916,000 |
| Securities held to maturity | 12,479,000 | 12,096,000 | 11,187,000 | 11,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,782,000 | 169,619,000 | 164,539,000 | 164,566,000 |
| Interest-bearing deposits | 148,085,000 | 144,904,000 | 139,106,000 | 140,998,000 |
| Noninterest-bearing deposits | 24,697,000 | 24,715,000 | 25,433,000 | 23,568,000 |
| Equity capital | 21,435,000 | 21,445,000 | 22,001,000 | 22,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,587,000 | 9,086,000 | 13,472,000 | 17,883,000 |
| Interest expense | 1,526,000 | 2,984,000 | 4,322,000 | 5,612,000 |
| Net interest income | 3,061,000 | 6,102,000 | 9,150,000 | 12,271,000 |
| Noninterest income | 627,000 | 1,251,000 | 1,852,000 | 2,522,000 |
| Noninterest expense | 2,511,000 | 5,095,000 | 7,624,000 | 10,405,000 |
| Provision for loan losses | 219,000 | 453,000 | 829,000 | 1,106,000 |
| Pretax income | 958,000 | 1,805,000 | 2,549,000 | 3,282,000 |
| Income tax | 365,000 | 683,000 | 960,000 | 1,051,000 |
| Net income | 593,000 | 1,122,000 | 1,589,000 | 2,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,671,000 | 21,201,000 | 21,750,000 | 21,662,000 |
| Total capital | 22,541,000 | 23,101,000 | 23,643,000 | 23,563,000 |
| Risk-weighted assets | 149,337,000 | 153,912,000 | 151,132,000 | 151,799,000 |