Call reports 2005
PIKE NATIONAL BANK — 2005
What PIKE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,320,000 | 141,243,000 | 155,968,000 | 160,378,000 |
| Total loans | 91,246,000 | 90,784,000 | 96,399,000 | 100,560,000 |
| Allowance for loan losses | 1,875,000 | 1,800,000 | 1,800,000 | 1,850,000 |
| Securities available for sale | 28,578,000 | 30,470,000 | 28,022,000 | 26,698,000 |
| Securities held to maturity | 1,176,000 | 561,000 | 426,000 | 5,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,382,000 | 112,764,000 | 127,051,000 | 130,812,000 |
| Interest-bearing deposits | 93,712,000 | 73,583,000 | 75,258,000 | 77,777,000 |
| Noninterest-bearing deposits | 20,670,000 | 39,181,000 | 51,793,000 | 53,035,000 |
| Equity capital | 16,298,000 | 16,804,000 | 17,119,000 | 17,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,626,000 | 8,597,000 | 12,012,000 |
| Interest expense | 643,000 | 1,299,000 | 1,982,000 | 2,752,000 |
| Net interest income | 2,068,000 | 4,327,000 | 6,615,000 | 9,260,000 |
| Noninterest income | 517,000 | 1,000,000 | 1,457,000 | 1,895,000 |
| Noninterest expense | 1,964,000 | 3,983,000 | 6,039,000 | 8,294,000 |
| Provision for loan losses | 89,000 | 176,000 | 302,000 | 542,000 |
| Pretax income | 532,000 | 1,168,000 | 1,731,000 | 2,319,000 |
| Income tax | 203,000 | 432,000 | 643,000 | 722,000 |
| Net income | 329,000 | 736,000 | 1,088,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,401,000 | 16,809,000 | 17,162,000 | 17,671,000 |
| Total capital | 17,656,000 | 18,052,000 | 18,476,000 | 19,043,000 |
| Risk-weighted assets | 99,746,000 | 98,852,000 | 106,016,000 | 110,674,000 |