Call reports 2004
PIKE NATIONAL BANK — 2004
What PIKE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 137,316,000 | 139,120,000 | 141,379,000 | 139,555,000 |
| Total loans | 90,194,000 | 94,005,000 | 93,936,000 | 93,978,000 |
| Allowance for loan losses | 1,525,000 | 1,800,000 | 1,800,000 | 1,850,000 |
| Securities available for sale | 25,144,000 | 20,266,000 | 24,620,000 | 24,140,000 |
| Securities held to maturity | 1,453,000 | 1,392,000 | 1,274,000 | 1,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,606,000 | 109,619,000 | 111,783,000 | 109,833,000 |
| Interest-bearing deposits | 93,582,000 | 90,954,000 | 92,108,000 | 91,789,000 |
| Noninterest-bearing deposits | 18,024,000 | 18,665,000 | 19,675,000 | 18,044,000 |
| Equity capital | 15,735,000 | 16,020,000 | 16,439,000 | 16,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,709,000 | 5,766,000 | 8,615,000 | 11,529,000 |
| Interest expense | 619,000 | 1,248,000 | 1,892,000 | 2,539,000 |
| Net interest income | 2,090,000 | 4,518,000 | 6,723,000 | 8,990,000 |
| Noninterest income | 471,000 | 944,000 | 1,473,000 | 2,041,000 |
| Noninterest expense | 1,817,000 | 3,705,000 | 5,640,000 | 7,825,000 |
| Provision for loan losses | 123,000 | 470,000 | 677,000 | 852,000 |
| Pretax income | 621,000 | 1,287,000 | 1,879,000 | 2,354,000 |
| Income tax | 232,000 | 483,000 | 703,000 | 840,000 |
| Net income | 389,000 | 804,000 | 1,176,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,696,000 | 16,111,000 | 16,483,000 | 16,672,000 |
| Total capital | 16,954,000 | 17,312,000 | 17,746,000 | 17,945,000 |
| Risk-weighted assets | 100,464,000 | 96,361,000 | 100,443,000 | 101,202,000 |