Call reports 2003
PIKE NATIONAL BANK — 2003
What PIKE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,429,000 | 142,748,000 | 143,034,000 | 146,074,000 |
| Total loans | 89,850,000 | 91,202,000 | 91,239,000 | 92,743,000 |
| Allowance for loan losses | 1,305,000 | 1,436,000 | 1,440,000 | 1,500,000 |
| Securities available for sale | 26,642,000 | 25,998,000 | 24,241,000 | 22,612,000 |
| Securities held to maturity | 4,508,000 | 4,270,000 | 4,099,000 | 1,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,887,000 | 118,108,000 | 117,315,000 | 120,189,000 |
| Interest-bearing deposits | 100,379,000 | 99,541,000 | 97,407,000 | 100,595,000 |
| Noninterest-bearing deposits | 18,508,000 | 18,567,000 | 19,908,000 | 19,594,000 |
| Equity capital | 14,335,000 | 15,295,000 | 15,640,000 | 15,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,732,000 | 5,656,000 | 8,467,000 | 11,334,000 |
| Interest expense | 797,000 | 1,571,000 | 2,315,000 | 3,014,000 |
| Net interest income | 1,935,000 | 4,085,000 | 6,152,000 | 8,320,000 |
| Noninterest income | 451,000 | 940,000 | 1,411,000 | 1,963,000 |
| Noninterest expense | 1,756,000 | 3,505,000 | 5,152,000 | 7,187,000 |
| Provision for loan losses | 114,000 | 358,000 | 528,000 | 787,000 |
| Pretax income | 516,000 | 1,162,000 | 1,883,000 | 2,309,000 |
| Income tax | 193,000 | 434,000 | 704,000 | 800,000 |
| Net income | 323,000 | 728,000 | 1,179,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,183,000 | 15,125,000 | 15,576,000 | 15,308,000 |
| Total capital | 15,318,000 | 16,259,000 | 16,754,000 | 16,464,000 |
| Risk-weighted assets | 90,657,000 | 90,381,000 | 93,995,000 | 92,150,000 |