Call reports 2003
BARTONVILLE BANK — 2003
What BARTONVILLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 76,116,000 | 77,212,000 | 80,169,000 | 76,349,000 |
| Total loans | 29,327,000 | 29,578,000 | 29,054,000 | 29,127,000 |
| Allowance for loan losses | 327,000 | 327,000 | 329,000 | 330,000 |
| Securities available for sale | 30,511,000 | 30,939,000 | 31,944,000 | 32,770,000 |
| Securities held to maturity | 4,501,000 | 4,447,000 | 4,434,000 | 3,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,752,000 | 69,032,000 | 71,844,000 | 68,825,000 |
| Interest-bearing deposits | 56,196,000 | 57,542,000 | 62,436,000 | 60,012,000 |
| Noninterest-bearing deposits | 11,556,000 | 11,490,000 | 9,408,000 | 8,813,000 |
| Equity capital | 7,996,000 | 7,751,000 | 7,871,000 | 7,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,697,000 | 2,527,000 | 3,325,000 |
| Interest expense | 231,000 | 449,000 | 646,000 | 839,000 |
| Net interest income | 645,000 | 1,248,000 | 1,881,000 | 2,486,000 |
| Noninterest income | 264,000 | 554,000 | 821,000 | 1,046,000 |
| Noninterest expense | 579,000 | 1,153,000 | 1,800,000 | 2,612,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 32,000 |
| Pretax income | 322,000 | 634,000 | 879,000 | 888,000 |
| Income tax | 0 | 0 | -57,000 | 53,000 |
| Net income | 322,000 | 634,000 | 936,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,048,000 | 6,860,000 | 7,162,000 | 6,560,000 |
| Total capital | 7,375,000 | 7,187,000 | 7,491,000 | 6,890,000 |
| Risk-weighted assets | 28,344,000 | 28,842,000 | 28,988,000 | 27,917,000 |