Call reports 2006
FLORIDA CHOICE BANK — 2006
What FLORIDA CHOICE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 447,285,000 | 529,231,000 | 523,818,000 | 536,358,000 |
| Total loans | 384,414,000 | 448,815,000 | 456,190,000 | 458,711,000 |
| Allowance for loan losses | 5,079,000 | 5,928,000 | 6,172,000 | 6,217,000 |
| Securities available for sale | 25,819,000 | 29,755,000 | 29,736,000 | 33,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,741,000 | 439,431,000 | 425,762,000 | 448,234,000 |
| Interest-bearing deposits | 318,891,000 | 367,792,000 | 366,764,000 | 391,884,000 |
| Noninterest-bearing deposits | 63,850,000 | 71,639,000 | 58,998,000 | 56,350,000 |
| Equity capital | 37,821,000 | 51,446,000 | 53,865,000 | 55,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,467,000 | 9,359,000 | 19,721,000 | 30,196,000 |
| Interest expense | 3,062,000 | 3,668,000 | 7,853,000 | 12,343,000 |
| Net interest income | 4,405,000 | 5,691,000 | 11,868,000 | 17,853,000 |
| Noninterest income | 280,000 | 306,000 | 603,000 | 908,000 |
| Noninterest expense | 2,359,000 | 3,079,000 | 6,249,000 | 9,370,000 |
| Provision for loan losses | 630,000 | 840,000 | 1,090,000 | 1,150,000 |
| Pretax income | 1,696,000 | 2,078,000 | 5,132,000 | 8,241,000 |
| Income tax | 594,000 | 758,000 | 1,886,000 | 3,037,000 |
| Net income | 1,102,000 | 1,320,000 | 3,246,000 | 5,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,291,000 | 43,098,000 | 45,603,000 | 48,162,000 |
| Total capital | 43,370,000 | 49,026,000 | 51,775,000 | 54,379,000 |
| Risk-weighted assets | 418,508,000 | 489,592,000 | 512,456,000 | 518,875,000 |
Machine access — free, no API key
Every figure shown here about FLORIDA CHOICE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.