Call reports 2005
FLORIDA CHOICE BANK — 2005
What FLORIDA CHOICE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 241,711,000 | 293,971,000 | 333,391,000 | 404,154,000 |
| Total loans | 194,596,000 | 243,822,000 | 280,553,000 | 344,324,000 |
| Allowance for loan losses | 2,169,000 | 2,807,000 | 3,110,000 | 4,447,000 |
| Securities available for sale | 7,611,000 | 11,312,000 | 27,296,000 | 26,442,000 |
| Securities held to maturity | 13,127,000 | 17,284,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,091,000 | 217,285,000 | 248,450,000 | 302,519,000 |
| Interest-bearing deposits | 152,594,000 | 169,162,000 | 188,268,000 | 245,446,000 |
| Noninterest-bearing deposits | 38,497,000 | 48,123,000 | 60,182,000 | 57,073,000 |
| Equity capital | 31,393,000 | 38,167,000 | 38,886,000 | 36,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,088,000 | 7,104,000 | 12,219,000 | 18,542,000 |
| Interest expense | 931,000 | 2,142,000 | 3,759,000 | 6,009,000 |
| Net interest income | 2,157,000 | 4,962,000 | 8,460,000 | 12,533,000 |
| Noninterest income | 194,000 | 458,000 | 754,000 | 1,142,000 |
| Noninterest expense | 1,414,000 | 2,928,000 | 4,887,000 | 11,362,000 |
| Provision for loan losses | 425,000 | 1,060,000 | 1,360,000 | 2,740,000 |
| Pretax income | 512,000 | 1,432,000 | 2,967,000 | -427,000 |
| Income tax | 158,000 | 457,000 | 974,000 | -353,000 |
| Net income | 354,000 | 975,000 | 1,993,000 | -74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,528,000 | 38,238,000 | 39,256,000 | 37,189,000 |
| Total capital | 33,697,000 | 41,044,000 | 42,366,000 | 41,636,000 |
| Risk-weighted assets | 208,676,000 | 269,365,000 | 308,942,000 | 378,078,000 |
Machine access — free, no API key
Every figure shown here about FLORIDA CHOICE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.