Call reports 2017
AVON STATE BANK — 2017
What AVON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 115,614,000 | 108,858,000 |
| Total loans | 38,553,000 | 37,827,000 |
| Allowance for loan losses | 0 | 0 |
| Securities available for sale | 35,743,000 | 35,889,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 100,706,000 | 93,768,000 |
| Interest-bearing deposits | 81,789,000 | 77,204,000 |
| Noninterest-bearing deposits | 18,917,000 | 16,564,000 |
| Equity capital | 14,512,000 | 14,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 750,000 | 1,506,000 |
| Interest expense | 48,000 | 94,000 |
| Net interest income | 702,000 | 1,412,000 |
| Noninterest income | 28,000 | 47,000 |
| Noninterest expense | 350,000 | 757,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 380,000 | 702,000 |
| Income tax | 149,000 | 281,000 |
| Net income | 231,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 9,038,000 | 9,041,000 |
| Total capital | 9,038,000 | 9,041,000 |
| Risk-weighted assets | 38,139,000 | 37,957,000 |