Call reports 2011
AVON STATE BANK — 2011
What AVON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,467,000 | 101,546,000 | 104,996,000 | 105,470,000 |
| Total loans | 56,344,000 | 56,356,000 | 55,631,000 | 53,625,000 |
| Allowance for loan losses | 1,214,000 | 1,137,000 | 1,143,000 | 1,112,000 |
| Securities available for sale | 30,527,000 | 32,003,000 | 37,231,000 | 38,851,000 |
| Securities held to maturity | 1,405,000 | 1,404,000 | 1,253,000 | 1,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,097,000 | 88,868,000 | 91,751,000 | 92,039,000 |
| Interest-bearing deposits | 79,655,000 | 78,596,000 | 80,142,000 | 79,810,000 |
| Noninterest-bearing deposits | 9,443,000 | 10,272,000 | 11,610,000 | 12,229,000 |
| Equity capital | 11,939,000 | 12,531,000 | 13,085,000 | 13,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 1,974,000 | 2,959,000 | 3,914,000 |
| Interest expense | 232,000 | 454,000 | 662,000 | 858,000 |
| Net interest income | 758,000 | 1,520,000 | 2,297,000 | 3,056,000 |
| Noninterest income | 43,000 | 77,000 | 124,000 | 144,000 |
| Noninterest expense | 449,000 | 1,018,000 | 1,456,000 | 1,915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | 579,000 | 965,000 | 1,285,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 352,000 | 579,000 | 965,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,011,000 | 12,014,000 | 12,306,000 | 12,518,000 |
| Total capital | 12,656,000 | 12,653,000 | 12,952,000 | 13,143,000 |
| Risk-weighted assets | 51,051,000 | 50,610,000 | 51,179,000 | 49,520,000 |