Call report 2010Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2010Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,426,000 | USD | evidence → |
| Total loans | 43,547,000 | USD | evidence → |
| Allowance for loan losses | 1,172,000 | USD | evidence → |
| Securities available for sale | 35,655,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,708,000 | USD | evidence → |
| Interest-bearing deposits | 70,970,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,738,000 | USD | evidence → |
| Equity capital | 13,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,193,000 | USD | evidence → |
| Interest expense | 510,000 | USD | evidence → |
| Net interest income | 1,683,000 | USD | evidence → |
| Noninterest income | 111,000 | USD | evidence → |
| Noninterest expense | 895,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 899,000 | USD | evidence → |
| Income tax | 250,000 | USD | evidence → |
| Net income | 649,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,380,000 | USD | evidence → |
| Total capital | 13,065,000 | USD | evidence → |
| Risk-weighted assets | 54,322,000 | USD | evidence → |