Call report 2009Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2009Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,652,000 | USD | evidence → |
| Total loans | 43,116,000 | USD | evidence → |
| Allowance for loan losses | 1,239,000 | USD | evidence → |
| Securities available for sale | 38,135,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,370,000 | USD | evidence → |
| Interest-bearing deposits | 69,047,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,323,000 | USD | evidence → |
| Equity capital | 12,525,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,634,000 | USD | evidence → |
| Interest expense | 1,363,000 | USD | evidence → |
| Net interest income | 3,271,000 | USD | evidence → |
| Noninterest income | 266,000 | USD | evidence → |
| Noninterest expense | 1,712,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,825,000 | USD | evidence → |
| Income tax | 532,000 | USD | evidence → |
| Net income | 1,293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,731,000 | USD | evidence → |
| Total capital | 12,423,000 | USD | evidence → |
| Risk-weighted assets | 54,829,000 | USD | evidence → |