Call report 2008Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2008Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,869,000 | USD | evidence → |
| Total loans | 38,204,000 | USD | evidence → |
| Allowance for loan losses | 1,278,000 | USD | evidence → |
| Securities available for sale | 33,816,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,141,000 | USD | evidence → |
| Interest-bearing deposits | 68,010,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,131,000 | USD | evidence → |
| Equity capital | 10,076,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,287,000 | USD | evidence → |
| Interest expense | 992,000 | USD | evidence → |
| Net interest income | 1,295,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 759,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 661,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,843,000 | USD | evidence → |
| Total capital | 10,445,000 | USD | evidence → |
| Risk-weighted assets | 47,452,000 | USD | evidence → |