Call report 2007Q1
RICHARDSON COUNTY BANK & TRUST CO. — 2007Q1
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,457,000 | USD | evidence → |
| Total loans | 36,728,000 | USD | evidence → |
| Allowance for loan losses | 1,182,000 | USD | evidence → |
| Securities available for sale | 31,142,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,101,000 | USD | evidence → |
| Interest-bearing deposits | 59,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,765,000 | USD | evidence → |
| Equity capital | 9,853,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,073,000 | USD | evidence → |
| Interest expense | 474,000 | USD | evidence → |
| Net interest income | 599,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 387,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 247,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 189,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,825,000 | USD | evidence → |
| Total capital | 10,392,000 | USD | evidence → |
| Risk-weighted assets | 44,753,000 | USD | evidence → |