Call report 2003Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2003Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,770,000 | USD | evidence → |
| Total loans | 30,601,000 | USD | evidence → |
| Allowance for loan losses | 1,298,000 | USD | evidence → |
| Securities available for sale | 31,638,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,262,000 | USD | evidence → |
| Interest-bearing deposits | 61,013,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,249,000 | USD | evidence → |
| Equity capital | 9,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,789,000 | USD | evidence → |
| Interest expense | 1,333,000 | USD | evidence → |
| Net interest income | 2,456,000 | USD | evidence → |
| Noninterest income | 293,000 | USD | evidence → |
| Noninterest expense | 1,502,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,247,000 | USD | evidence → |
| Income tax | 381,000 | USD | evidence → |
| Net income | 866,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,442,000 | USD | evidence → |
| Total capital | 9,937,000 | USD | evidence → |
| Risk-weighted assets | 38,512,000 | USD | evidence → |