Call report 2003Q1
RICHARDSON COUNTY BANK & TRUST CO. — 2003Q1
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,220,000 | USD | evidence → |
| Total loans | 30,541,000 | USD | evidence → |
| Allowance for loan losses | 1,299,000 | USD | evidence → |
| Securities available for sale | 27,838,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,804,000 | USD | evidence → |
| Interest-bearing deposits | 56,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,659,000 | USD | evidence → |
| Equity capital | 9,516,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 966,000 | USD | evidence → |
| Interest expense | 371,000 | USD | evidence → |
| Net interest income | 595,000 | USD | evidence → |
| Noninterest income | 60,000 | USD | evidence → |
| Noninterest expense | 376,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 279,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,843,000 | USD | evidence → |
| Total capital | 9,317,000 | USD | evidence → |
| Risk-weighted assets | 37,115,000 | USD | evidence → |