Call reports 2011
EUDORA BANK, THE — 2011
What EUDORA BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,287,000 | 29,015,000 | 28,605,000 | 30,348,000 |
| Total loans | 12,051,000 | 12,004,000 | 9,704,000 | 11,303,000 |
| Allowance for loan losses | 242,000 | 242,000 | 242,000 | 238,000 |
| Securities available for sale | 16,847,000 | 15,135,000 | 12,891,000 | 16,893,000 |
| Securities held to maturity | 150,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,586,000 | 26,047,000 | 25,469,000 | 25,684,000 |
| Interest-bearing deposits | 24,680,000 | 22,219,000 | 20,476,000 | 20,646,000 |
| Noninterest-bearing deposits | 3,906,000 | 3,828,000 | 4,993,000 | 5,038,000 |
| Equity capital | 2,629,000 | 2,870,000 | 3,050,000 | 2,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 667,000 | 969,000 | 1,248,000 |
| Interest expense | 81,000 | 147,000 | 197,000 | 242,000 |
| Net interest income | 263,000 | 520,000 | 772,000 | 1,006,000 |
| Noninterest income | 35,000 | 69,000 | 105,000 | 137,000 |
| Noninterest expense | 252,000 | 519,000 | 767,000 | 1,021,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 73,000 | 115,000 | 129,000 |
| Income tax | 12,000 | 12,000 | 16,000 | 60,000 |
| Net income | 34,000 | 61,000 | 99,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,758,000 | 2,896,000 | 2,961,000 | 2,888,000 |
| Total capital | 2,963,000 | 3,091,000 | 3,179,000 | 3,090,000 |
| Risk-weighted assets | 16,346,000 | 15,519,000 | 17,388,000 | 16,091,000 |