Call reports 2026
WATKINS SAVINGS BANK, THE — 2026
What WATKINS SAVINGS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 87,303,000 | 86,717,000 |
| Total loans | 33,003,000 | 32,466,000 |
| Allowance for loan losses | 170,000 | 170,000 |
| Securities available for sale | 33,699,000 | 32,615,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 75,678,000 | 75,019,000 |
| Interest-bearing deposits | 62,658,000 | 62,852,000 |
| Noninterest-bearing deposits | 13,020,000 | 12,167,000 |
| Equity capital | 11,317,000 | 11,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 737,000 | 1,503,000 |
| Interest expense | 351,000 | 698,000 |
| Net interest income | 386,000 | 805,000 |
| Noninterest income | 9,000 | 12,000 |
| Noninterest expense | 284,000 | 578,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 111,000 | 239,000 |
| Income tax | 3,000 | 21,000 |
| Net income | 108,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,241,000 | 13,351,000 |