Call reports 2025
FREEDOMBANK — 2025
What FREEDOMBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 451,010,000 | 435,777,000 | 435,942,000 | 440,816,000 |
| Total loans | 314,358,000 | 315,297,000 | 324,266,000 | 327,447,000 |
| Allowance for loan losses | 3,483,000 | 3,485,000 | 3,542,000 | 3,595,000 |
| Securities available for sale | 82,563,000 | 81,401,000 | 80,327,000 | 76,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,851,000 | 372,956,000 | 369,163,000 | 378,018,000 |
| Interest-bearing deposits | 299,715,000 | 285,440,000 | 281,942,000 | 284,802,000 |
| Noninterest-bearing deposits | 90,136,000 | 87,516,000 | 87,221,000 | 93,216,000 |
| Equity capital | 43,287,000 | 45,393,000 | 45,982,000 | 46,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,162,000 | 10,401,000 | 15,686,000 | 21,144,000 |
| Interest expense | 2,090,000 | 4,198,000 | 6,151,000 | 8,066,000 |
| Net interest income | 3,072,000 | 6,203,000 | 9,535,000 | 13,078,000 |
| Noninterest income | 306,000 | 615,000 | 903,000 | 1,189,000 |
| Noninterest expense | 2,216,000 | 4,470,000 | 6,741,000 | 8,776,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 1,144,000 | 2,307,000 | 3,595,000 | 5,313,000 |
| Income tax | 46,000 | -6,000 | 46,000 | 117,000 |
| Net income | 1,098,000 | 2,313,000 | 3,549,000 | 5,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,385,000 | 43,604,000 | 43,036,000 | 42,484,000 |
| Total capital | — | 47,089,000 | 46,578,000 | 46,079,000 |
| Risk-weighted assets | — | 326,416,000 | 318,263,000 | 320,005,000 |