Call reports 2012
FREEDOMBANK — 2012
What FREEDOMBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 232,529,000 | 230,884,000 | 240,730,000 | 250,745,000 |
| Total loans | 166,541,000 | 161,580,000 | 161,968,000 | 165,724,000 |
| Allowance for loan losses | 2,517,000 | 2,513,000 | 2,515,000 | 2,465,000 |
| Securities available for sale | 42,124,000 | 47,453,000 | 58,817,000 | 64,304,000 |
| Securities held to maturity | 490,000 | 190,000 | 190,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,839,000 | 198,718,000 | 198,137,000 | 208,793,000 |
| Interest-bearing deposits | 169,495,000 | 169,109,000 | 167,975,000 | 173,914,000 |
| Noninterest-bearing deposits | 28,344,000 | 29,609,000 | 30,162,000 | 34,879,000 |
| Equity capital | 27,366,000 | 27,780,000 | 27,980,000 | 27,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,663,000 | 5,297,000 | 7,835,000 | 10,289,000 |
| Interest expense | 545,000 | 1,084,000 | 1,587,000 | 2,051,000 |
| Net interest income | 2,118,000 | 4,213,000 | 6,248,000 | 8,238,000 |
| Noninterest income | 241,000 | 557,000 | 768,000 | 975,000 |
| Noninterest expense | 1,326,000 | 2,643,000 | 4,022,000 | 5,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,124,000 | 2,218,000 | 3,255,000 | 4,697,000 |
| Income tax | 20,000 | 79,000 | 131,000 | 203,000 |
| Net income | 1,104,000 | 2,139,000 | 3,124,000 | 4,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,328,000 | 22,482,000 | 22,637,000 | 23,366,000 |
| Total capital | 24,383,000 | 24,480,000 | 24,653,000 | 25,466,000 |
| Risk-weighted assets | 164,034,000 | 159,322,000 | 162,096,000 | 167,579,000 |